eleanorgogo's Space http://eleanorgogo.posterous.com Most recent posts at eleanorgogo's Space posterous.com Mon, 12 Nov 2012 22:51:09 -0800 Simple Steps On How To Get Good Auto Insurance http://eleanorgogo.posterous.com/simple-steps-on-how-to-get-good-auto-insuranc http://eleanorgogo.posterous.com/simple-steps-on-how-to-get-good-auto-insuranc


If you drive a car, you must have up-to-date insurance. However, that doesn't mean you need to take the first policy that you see. Prices and plans vary greatly between providers, and it usually pays to shop around. If you do your research, you will find that the costs of premiums greatly vary from company to company.

Make sure to stay informed about basic insurance terms prior to searching for a company to get a policy from. Individual states have different requirements, but basic insurance terminology and concepts remain the same. By doing some basic homework, you will be better prepared to buy a policy with appropriate coverage.

If you need to save money, choose a higher deductible. Although your premiums will be lower each month, this action can be chancy if you don't have the self-control to save money for your deductible. In the event that you are involved in an auto accident, the out-of-pocket cost can be high. Increasing your deductible will lower the amount you have to pay for your premium.

Car rentals are very important to include in your insurance policy. You may need to pay more if you need a rental when your car is out of commission. This policy can cost up to $20 a day if you need to take advantage of it while your car is being repaired. If this is not part of your regular insurance policy, it can end up costing you around $20 a day during the time your vehicle is being repaired.

When purchasing auto insurance for a teenage son or daughter, be sure to compare the cost of adding your child to the policy you have currently and purchasing a separate policy. It pay be less expensive to purchase a separate policy for them, depending on what cars they are driving.

If you want to get a cheaper car insurance rate, try increasing your FICO score. It is increasingly popular for insurance companies to check your credit scores. There have been studies done that have pointed out that individuals with a lower credit score tend to wind up in more accidents. As a result of these findings, many insurance companies have started weaving the credit check results into their pricing. You should strive to maintain or improve your credit rating to save the maximum amount on your insurance premiums.

Lower the number of miles that you drive your car in a year. If this is a tricky task for you, it may be worth investing in an inexpensive car to serve as your second vehicle. If you drive two low-mileage cars, the math may work in your favor and translate into lower insurance rates.

What kind of vehicle you buy and drive determines a lot about the size of your insurance premiums. If you like expensive things, your insurance will be expensive. To get the most for your money, go with something a little more reserved and safe.

Cut off all unneeded participants in your company's policy and it will be reflected through much lower fees. By taking off drivers who no longer drive the vehicle, you can save money on lower premiums. Removing young drivers from your insurance will decrease your premium.

To decrease the premiums on your car insurance, install a tracker, alarm or immobilizer in your car. Owning a model of car that is frequently the target of thieves, can result in much higher rates. Alternately, a secure car is far cheaper to insure.

All of these tips here can be applied to the majority of people. Apply these tips to your choice of auto insurance. Your goal of course, is to obtain the best coverage possible at the best price possible.

When you need preventative maintenance, Carolinas AAA will deliver the best performance for your truck.

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Thu, 08 Nov 2012 21:53:19 -0800 Every Auto Insurance Company Is Scared Of These Tips! http://eleanorgogo.posterous.com/every-auto-insurance-company-is-scared-of-the http://eleanorgogo.posterous.com/every-auto-insurance-company-is-scared-of-the


Auto insurance can be full of complex wording and complicated terminology. This can make it very confusing. This article is designed to help you understand more about your auto insurance coverage. With the tips and tricks that you will find below, you will be navigating the world of auto insurance like a pro in no time.

Keep a clean license. Having tickets or accidents on your driving record can raise your rates on your insurance policy. If you already have an accident or tickets on your driving record, you may be able to lower your insurance costs by taking a traffic course.

Being a great driver ultimately means your car insurance rates will be lower. If you drive well and do not get tickets, there is a good chance that you will qualify for a discount for being a good driver. Letting your driving record get sloppy costs money. Your premium will lower the safer that you drive.

You need to make sure that your policy includes property damage liability when you are purchasing vehicle insurance. Any damage to property made by you in an accident is covered by this level of insurance. All but three states actually make this a requirement. Causing damage in a car accident is very expensive, and liability insurance can save you a substantial amount of money in the long run.

Spend some time with your agent reviewing the specifics of your coverage before you add expensive personalization to your car. Expensive additions to your vehicle will increase your personal value for the car, yet may not increase the appraised value much, if at all.

It is essential to understand all state laws regarding car insurance. Every state has their own laws about what coverage it requires, so be sure to research these requirements.

You could increase your deductibles to lower your insurance premium. If your insurance deductibles are high, your rates may be lower as insurance companies believe that you will not file claims on smaller amounts. This translates to a lower monthly premium, saving you money - as long as you don't have to file any claims. You will have to pay more out of pocket at that point, however.

If you sell or trade a vehicle, get it removed from your insurance policy immediately. Carrying insurance that you don't need can cost you money, so make sure to handle this quickly.

It is important to keep excellent record of all paid insurance bills. Not only do you need it to carry in your car for proof that you do have insurance, it could also come in handy if there is ever a dispute with your insurance coverage regarding premiums being paid.

Keep your car in mind when you are determining what coverage is needed. Typically, a slightly older car or truck will require fewer coverage fees due to its lower value in the resale market. Also look into the theft rate in your area for your vehicle. The more likely it is that your vehicle will be stolen, the more you should think about paying for comprehensive insurance.

If you want to continue to have affordable car insurance, don't let your coverage lapse. If you keep switching insurance policy providers, your coverage will lapse, and rates will increase. When companies find out about gaps they will raise insurance rates.

Car insurance is important to have even if consider yourself a safe driver. In the event of an accident or tragedy, insurance is the one saving grace you have to hold on to. Having the right coverages and insurance options ensures you get the financial assistance you need. Use the tips you just read to obtain proper insurance coverage.

When you require under hood or under car repair, AAA Carolinas will provide the highest level of skill for your vehicle.

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Mon, 29 Oct 2012 04:41:21 -0700 Jockeying For Position In The Auto Insurance Market http://eleanorgogo.posterous.com/jockeying-for-position-in-the-auto-insurance http://eleanorgogo.posterous.com/jockeying-for-position-in-the-auto-insurance

Purchasing auto insurance can be a major headache for you. You don't have to be a genius to make a smart purchase in auto insurance, but you should take time to do research. What do various insurers offer in terms of coverage and premiums? Getting specific quotes from them can save you a lot of money. The following tips will have you talking like a car insurance expert in no time.

If you have a past accident or ticket that is driving your insurance rates up, you may be able to work with your insurance company to find a way to reduce your costs back down to a manageable size. For instance, many insurance companies will agree to reduce your insurance rates if you take a safe driving course after you get an infraction on your license. Some companies will install monitoring equipment into your car that measures your driving habits. If you demonstrate that you are a responsible driver, your rates may be reduced.

If you want to get a better insurance rate, be sure to make sure you have the highest FICO score possible. It's not well known that car insurance companies will run a check on your credit. There is evidence to suggest that drivers with poor credit are involved in more car accidents, which has led many insurers to consider credit ratings when developing coverage plans. To get a lower insurance rate, make sure you have a good credit score.

Insurances companies, as a rule, are all different. Get quotes from a variety of companies to ensure that you're getting the best deal.

Avoid having more than one driver listed for each car. You will get a lower premium if you only have one name on each car.

Your insurance costs on your automobile can increase if you have points on your drivers license from tickets or accidents. However, your rates will decrease once these negative items fall off your driving record. If you have recently had tickets and/or points removed from your driving record, now would be a great time to shop for new auto insurance quotes!

There are lots of factors that determine the rates you will pay for car insurance. Some of these factors include your age, gender and marital status. Being familiar with these factors and how they might make a difference on the amount of premium you pay, can help you be a savvy shopper when comparing quotes from different insurance companies.

No search for car insurance is complete without a thorough comparison of multiple quotes from several companies. In the insurance world, you will find that rates can vary greatly from company to company. Shop around for rate quotes at least annually in order to know you are not paying too much. Pay attention; however, to the amount of coverage the different quotes are for.

Before you make your final buying decision, you should do a good amount of research to help you get the best insurance available for the least amount of money. When you have asked the right questions and have the proper information you will be find a great auto insurance policy that fits your needs and your budget. Keep the information in this article in mind when you shop for auto insurance and look forward to feeling confident that you got the best insurance deal possible.

Learn how to maintain your vehicle and prevent unexpected repairs at http://carolinas.aaa.com.

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Sat, 13 Oct 2012 16:35:19 -0700 Get The Best Auto Deals http://eleanorgogo.posterous.com/get-the-best-auto-deals http://eleanorgogo.posterous.com/get-the-best-auto-deals

Auto Dealers

Is purchasing another car in your mind? Then you have to get a car deal. Nevertheless, it shouldn't be just an okay car deal, it should be the ultimate deal. How?

Number one on the list is to do some car investigation. Collecting all data cars and the specifics you want your car to have so that your search would not be that broad. The greater is your wisdom about the car you want, the more amazing will be the car deal that you'll be able to make.

Once youve made your choice about the car you want, try getting quotes from four or more dealers. Why four or more? The reason is that you would require various choices. By doing this, you can also know which dealer has an edge from the others. However, if you don't have all the time in the world to get the quotes personally from the dealers, then you can just give them a ring or use the world wide web. It is expected nowadays that auto dealers own their very own website where quotes can easily be taken and details about the available car deals can be viewed. Through this process, you can have a clearer understanding on the car deals and you can arrive to a great choice.

One more way to land a good deal is to ask for advice and recommendations from experts, peers and colleagues. Through this, you can learn which auto dealers and auto dealerships are the most reliable and dependable.

If you've made up your mind on the dealer to get, then you should begin by bargaining with them. This can be really difficult to do if are not used to doing it. But making successful negotiations don't really mean that youd have to have PR skills. You only have to be great with conversations and you're already good to go.

Also, you should never make haphazard decisions. You can actually still buy some time to be sure of your decision. You just might make a far better decision if you really think things over.

Final tip with regards to the cost of the car deal, you need to talk to the dealer so that he'll give you a good price. Being able to get a price that fits your budget wouldn't be that simple but it is something you have to do. To know more about cars and auto dealers, click here.

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Tue, 14 Aug 2012 22:19:23 -0700 Auto Insurance And You: Looking Beyond The Commercials http://eleanorgogo.posterous.com/auto-insurance-and-you-looking-beyond-the-com http://eleanorgogo.posterous.com/auto-insurance-and-you-looking-beyond-the-com

Find great insurance rates by working with insurance companies and using the advice you get here. There are several things that insurance companies factor in when they're deciding rates.

Drivers with short commutes, or drivers who rarely drive at all, may qualify for low mileage discounts. In order to be eligible for this type of discount, you generally have to drive below 7,500 miles per year. You could also qualify to receive a commuter discount if you take public transportation to work instead of driving.

If you drive less than 7,500 miles annually, you may be eligible for an insurance discount. Reducing your car insurance for driving fewer miles is a fantastic method of saving money.

When getting your car insurance policy, keep in mind that, in the majority of states, insurance companies have a span of time in which they can revoke your coverage. Make sure to always keep other insurance carrier information handy even if your financial history and driving record is stable, just in case you have to buy another policy.

Maintaining a good driving record can help lower the cost of your auto insurance. Try to avoid infractions on your record in order to have a good discount on insurance. Driving poorly is a good way to lose a lot of money. The safer you drive, the more leverage you have to get a discounted insurance rate.

To save extra money with your monthly insurance premium, drive fewer miles each year. If you can prove to your insurance company that you drive fewer miles, they are likely to lower your premium.

You might want to think about moving to another state or city to find a cheaper insurance plan. The reason is because different cities and states have different premiums and requirements. Therefore, you may be able to find cheaper car insurance if you relocate to another region.

Be sure to shop around before choosing car insurance. It could be a good deal, but it could also be a substandard policy. Research the insurance company you are considering buying your auto insurance from. The more you know about them and understand their policies, the easier it will be to work with them in the event of an emergency.

To save extra money with your monthly insurance premium, drive fewer miles each year. If you drive infrequently, many insurance companies will reduce your premium.

Every driver has a different rate that they pay for their auto insurance. It is not only because of different cars or conditions. Some people can get better coverage with less money than others. The trick to becoming one of the lucky ones is to learn the little tricks that make a huge difference in auto insurance rates.

Find out how to service your vehicle and avert unexpected trouble at carolinas.aaa.com.

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Thu, 19 Jul 2012 23:57:46 -0700 Digging up More Second Hand Cars http://eleanorgogo.posterous.com/digging-up-more-second-hand-cars http://eleanorgogo.posterous.com/digging-up-more-second-hand-cars

Many people make the mistake of buying brand new cars when they could be saving a huge amount of money by picking out second hand cars. Second hand cars, or cars owned by someone else previously, are much cheaper than brand new cars, and they hold their value better as well. The first and most important step to getting a second hand car, is locating one. With this guide you should be able to find the car you want for a halfway decent price.

The papers at your local gas station are one of the best ways to begin building a list of vehicles for sale. They contain many different sale vehicles and they are updated every week most of the time. By simply keeping up with them you can keep an eye out for the best deals.

The paper is a nice way to start but it isn't going to get you as far as you need to be to get a good deal. The internet is the next step. Craigslist, a free site people list items on, has many listings, updates often, and the prices can be very reasonable. Use it as much as you can to find the deals.

When you are tracking down the cheapest most common cars in the area Craigslist can't be beat. When you are looking for hard to find vehicles that aren't going to be in your area all the time you need to spread out your radius with car sites. These sites let you look at many more vehicles and you can find exactly what you're looking for.

The main thing that you will like about these car sites is that you can find exact cars that you are searching for using filters. The filters cut out most of the extra garbage that you don't want so you can only see the quality listings. On top of that you can also have the cars ordered by price so that you can find the best deals fast.

With all of the information at your fingertips thanks to the quality filters you can find vehicles that are closest to you and use that information to determine which is the best deal. It doesn't make a difference if one vehicle is slightly cheaper than the other if it is much farther away. All that extra information allows you to make a better decision.

With so many different sites online to get information from you need to use several of them. By picking many sites to look at you can determine which have the best prices.

Locating second hand cars is pretty simple after you understand where you should be looking for them. Follow these guidelines and you should be able to find the car you want in no time.

I enjoy writing|blogging about lots of car-related topics. Check out this Website for more information!

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Tue, 17 Jul 2012 22:59:47 -0700 Memories of the Red Bus http://eleanorgogo.posterous.com/memories-of-the-red-bus http://eleanorgogo.posterous.com/memories-of-the-red-bus

Some of my fondest memories from early childhood involve an old red hippie van that my parents used to drive. My dad kept the thing together with string and bailing wire. It couldn't make it up a hill without shaking. No amount of car polish would ever have made it shine. And when I was a kid it was a constant source of embarrassment. I didn't want to be seen in it then. Now that old hippie van is ingrained in my memory - and in an unbelievably good way.

It's a mystery why my dad bought it and why they drove it for so many years. They weren't anything like hippies. Although a college professor and a groundbreaking thinker, my dad was as conservative as a shotgun shell, and although my mom possesses an imposing intellect it sways in the direction of Billy Graham, not Michel Foucault. Still, there it was, the ultimate vehicular symbol of the peace movement, shuttling us around the whole time I was growing up.

The van never worked right, despite how hard my dad worked to fix it. It was always making funny sounds, and the sliding door would fall off at the most inopportune moments you could think of, smacking whomever was opening it in the head. Once after baseball practice in the roaring, cold wind, it came off in my mom's hands and almost knocked her out cold.

Those vans were also severely underpowered, and whenever we took the drive to Seattle it would shake and rattle on the hills between Sequim and the Hood Canal Bridge. Going up every hill it would slow down and slow down and slow down until it was barely moving and there was a long line of angry motorists behind us ferociously blowing their horns. I remember sitting hunkered in the back seat with my brother, mortified that we were making the drivers behind us mad.

The van was also a mess. That was the time when people bought cars in order to keep them for years and years. It was before leasing became popular and when a lot of people still preferred to pay cash for a cheap car than to borrow money for a more expensive car. So there were at least 150,000 miles on the car when we got it. It had rust on the metal. The paint was scratched.

But it ran. It went up hills slowly, and sometimes it backfired. It looked like a pile of junk. The door fell off more times than we could count. But it got us from Point A to Point B - and even far beyond that. We used that van to take road trips all across the country. By the time we sold it there were probably close to 300,000 miles on it, and it was still going strong.

Many great memories were created there. That was the van I rode in away from the ball field the day I hit a home run. It was the van I took my date out in for the first school dance after I learned how to drive. It's the van I remember from my childhood, when it felt as though the world was wonderful and full of possibility.

My dad fixed that van again and again. We tied the door on with chicken wire and didn't open it for a year at one point to keep it from hitting anybody. We washed it and coated it with car polish time and time again. It never looked good, and it never ran good, but there was something about it that, in memory at least, was essentially good.

I'm a vehicle hobbyist with a special interest in car detailing supplies. Cenano car care products

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